There is an old saying, “Choose a job you love, and you will never have to work a day in your life.” If that is true, it has been a long time since I have worked because I love helping people find and follow Jesus. Each day brings new adventures and challenges. One of my roles at the church is to meet with people that find themselves in financial crisis. Every situation is different, and it’s always sad to see someone going through tough times. The help offered at Sunridge will vary based on the individual circumstance, but it typically involves [Read more…]
Bobservations - Temecula Church Blog
I have set my alarm for 5:00 AM every morning for the last 26 years and lived in the same house for 22 years. I enjoy a small bowl of Tostitos Hint of Lime tortilla chips with salsa every Wednesday night and have enjoyed that as a snack for as long as I can remember. And, I prefer to watch Survivor while eating my special snack. I would probably still be using my iPhone 5C if it supported all of the latest upgrades. [Read more…]
This year is a milestone in the Santy home because for the first time in 25 years, Diane and I will not have dependents to claim on our taxes. While I could easily bemoan this personal loss, instead I choose to celebrate the rite of passage for my youngest daughter, Mattie, and help her file her taxes. Like most young people just starting their career, she will get a refund. I must say, it was a bit more stressful for her to watch than I thought it would be, [Read more…]
In January of 2017, Pastor Britt and I thought it might be helpful for Sunridge if I shared some of my observations on both the state of Sunridge’s finances as well as provide some personal finance tips. Over the last four years, these blog posts covered topics on giving, insurance, budgeting, debt, vacation, retirement, stewardship, generosity, COVID tips, personal stories about my family, and a plethora of quarterly financial updates. Now that the first quarter of the new fiscal year is complete, it seems like a great time to provide an update on our current financial position. [Read more…]
Finally, it’s the end of 2020! Like so many of you, all I want is for this year to be over and for 2021 to usher in something different, something better. Yet, none of us really know what the future holds, that’s why it is so important to put our trust in the One who holds the future. But that doesn’t give us an exemption from [Read more…]
I know it sounds cliché or even corny, but my family actually goes around the table at Thanksgiving and shares what they are thankful for. If I’m being honest, that sounds like a bit much for me this year. The cynical side of me has taken over lately and I have found myself focusing more on the losses than I’d like. Probably because there are a lot of losses. But, today I “closed the books” for October and it really hit me hard, [Read more…]
John Maxwell said, “A budget is telling your money where to go, instead of wondering where it went.” During my tenure at Sunridge, we have always taken the budget process very seriously and worked diligently over the years at transparency to build trust and confidence that every dollar given to Sunridge is used to fulfill our mission. [Read more…]
What a difference a year makes, right?! A year ago, I promise you I was not thinking about where I left my face mask, where I could grab a bite to eat, or even where to use a restroom when traveling. Unfortunately, these and so many others, were ordinary occurrences that we took for granted. Because I like to find value or the lesson in everything, it got me thinking, what have I actually learned during my time in the “Q” (quarantine).
Typically, around this time of the month I get pretty excited to share with you either some insights into the church’s finances or something that’s been on my mind that I think will be helpful for personal finances. Since the COVID-19 pandemic hit, so much of what we normally do has been altered. That’s why last month I thought it would be helpful to share some practical tips on how to prioritize your finances, especially if you are in crisis mode. You can read that post here if you missed it. Like so many of you, this extended time at home is forcing me to watch, listen, read, and engage in ways that I usually don’t, at least not in a long time. [Read more…]
If you have read any of my posts over the past few years, you know that my wife Diane and I are passionate about helping people get out of debt, stay out of debt, and providing the tools to create a financial future that is filled with generosity and peace. On January 26, 2020 we launched our Winter session of Financial Peace University.
By far the largest class we have ever hosted at Sunridge, there were over 100 people that committed themselves to this 9-week program. As a class, they had over $2.8 million dollars in non-mortgage debt and over 265 credit cards. From my perspective, they were so engaged and so excited to start working through the 7 Baby Steps toward financial peace. The class was ready to learn about retirement planning and that is when the COVID-19 pandemic disrupted everything. Not just FPU was disrupted, but the way we all were accustomed to doing everything. [Read more…]