On January 19, 2020, I had the privilege of speaking in front of our church on a Sunday morning. Normally, I prefer the behind the scenes aspects of ministry, but because this opportunity allowed me to share two things I’m most passionate about, Jesus and eliminating debt, I thought it might be …
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Bobservations: The “Spend Less” and “Give More” part of the Conspiracy
There are many reasons that our Christmas series, “Advent Conspiracy”, resonates with me, but the primary reason is the idea of foregoing the chaos and stress usually accompanied with Christmas and replacing it with hope, peace, and rest. According to the Advent Conspiracy website, over one trillion …
Bobservations: Tips for a Debt Free Christmas
Halloween is over, but is it possible that Christmas has become an even more frightening holiday? According to a Magnify Money survey, last year consumers added an average of $1,230 in Holiday debt! But wait, it gets even more terrifying, …