This year is a milestone in the Santy home because for the first time in 25 years, Diane and I will not have dependents to claim on our taxes. While I could easily bemoan this personal loss, instead I choose to celebrate the rite of passage for my youngest daughter, Mattie, and help her file her taxes. Like most young people just starting their career, she will get a refund. I must say, it was a bit more stressful for her to watch than I thought it would be, [Read more…]
Temecula Church Blog
Bobservations: Quarterly Update Q1 2020-2021
In January of 2017, Pastor Britt and I thought it might be helpful for Sunridge if I shared some of my observations on both the state of Sunridge’s finances as well as provide some personal finance tips. Over the last four years, these blog posts covered topics on giving, insurance, budgeting, debt, vacation, retirement, stewardship, generosity, COVID tips, personal stories about my family, and a plethora of quarterly financial updates. Now that the first quarter of the new fiscal year is complete, it seems like a great time to provide an update on our current financial position. [Read more…]
Bobservations: Top 5 Financial Tips for 2021
Finally, it’s the end of 2020! Like so many of you, all I want is for this year to be over and for 2021 to usher in something different, something better. Yet, none of us really know what the future holds, that’s why it is so important to put our trust in the One who holds the future. But that doesn’t give us an exemption from [Read more…]
Bobservations: Thanks-for-Giving
I know it sounds cliché or even corny, but my family actually goes around the table at Thanksgiving and shares what they are thankful for. If I’m being honest, that sounds like a bit much for me this year. The cynical side of me has taken over lately and I have found myself focusing more on the losses than I’d like. Probably because there are a lot of losses. But, today I “closed the books” for October and it really hit me hard, [Read more…]
Bobservations: COVID Era Budget
The Budget
John Maxwell said, “A budget is telling your money where to go, instead of wondering where it went.” During my tenure at Sunridge, we have always taken the budget process very seriously and worked diligently over the years at transparency to build trust and confidence that every dollar given to Sunridge is used to fulfill our mission. [Read more…]
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